$100,000 to $100,000,000 or more
Microplus Capital, LLC offers a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of its borrowers, for both investment and owner-occupied commercial properties. We can carefully structure the right financing solution no matter how small or large your transaction requires. Depending on the deal, we can offer recourse and non-recourse commercial real estate financing options. Our knowledge and depth of expertise maximizes efficiency and becomes your advantage
SBA 7a and 504 Loans for Owner Occupied properties and Flagged and Non Flagged Hotels
We have the most competitive rates and terms for both of these programs. Rates as low as 4.5% and fixed terms out to 25 years.
Conventional Programs for Commercial Real Estate
We offer conventional loans for stabilized investment and owner occupied real estate from $200,000 to $100,000,000 or more in major markets nationwide. Rates can be as low as 3.75% with LTV’s as high as 75% and terms out to 10 years with 30 year amortizations. Properties considered are multifamily, industrial, office, Hotels, Mobile Home Parks, Self-storage & Retail for acquisitions and refinance.
CMBS Loans for Commercial Real Estate and Flagged Hotels
In today’s commercial real estate market there are a few options to finance properties with one of them being a CMBS loan. CMBS stands for “Commercial Mortgage Backed Securities”. It is a type of mortgage-backed security backed by commercial properties that are “securitized” into a pool, and then transferred to a trust. The trust issues a series of bonds that are sold to investors.
These loans are almost always issued by Wall Street investment banks like Goldman Sachs etc. The benefits from a borrowers perspective is a very low interest rate, non-recourse debt, with fixed term up to 10 years with 30 year amortizations with the ability to cash out. There are only a few investment banks offering these since the crash of 2008 and we have long standing relationships with all of them acting as correspondents for them.
Properties include Multifamily, Office, Retail, Franchised Hotels, Anchored and Unanchored shopping centers, Credit Single Tenant. Loans amount are $1,000,000 to $50,000,000. CMBS Loans (collateral mortgage back securities) are fixed income securities backed by a mortgage, and secured by commercial real estate loan. CMBS can provide liquidity to Microplus Capital, LLC and real estate investors.
CMBS loans are typically used for commercial properties such as hotels, office buildings, factories, and multifamily buildings. A bank creates CMBS loan by bundling of loans they have acquired, packaging them all together, and then selling them as a series of bonds. Investors choose to invest in the CMBS loans based on their level of risk.
Equity and Mezzanine Financing for Commercial Real Estate
Microplus Capital, LLC is very experienced at securing Equity or Mezzanine financing for commercial real estate transactions. We can tailor fit solutions depending on each client’s situation. We represent various capital sources and high net worth investors to fund such transactions. Loans amounts are from $5,000,000 to over $100,000,000.
Commercial real-estate borrowers may use mezzanine financing to help expand their business by acquiring new property or office building.
HUD and FHA lending for Commercial Real Estate
FHA financing provides long-term, fully amortizing, fixed rate, non-recourse loans. This program is for acquisition , refinance, new construction and/or substantial rehabilitation of: Multifamily rental housing, Seniors housing, Healthcare facilities including special care, and Hospitals. Highlights to this program include: Very low permanent fixed rates, Fully amortizing, fully assumable, Non-recourse, Integrated construction / permanent financing, Credit enhancement for tax-exempt financing. Loan amounts are generally $2,000,000 to $50,000,000.
Read More on HUD and FHA Commercial Mortgages
Construction Financing for Commercial Real Estate
We still have the ability to offer construction financing for projects. Often times we can structure construction to permanent financing depending on the project. Loan amounts are generally $10,000,000 to over $100,000,000. Sponsors or principles of the deal have to be experienced with equity in their projects.
International Commercial Real Estate Financing
Microplus Capital, LLC has the expertise and experience in financing commercial real estate in foreign markets. We can structure debt, equity, or mezzanine financing for all types of properties worldwide. Loan amounts are generally $50,000,000 to 1 Billion dollars. We are very active in the European markets and Eurasia but can consider transactions in other areas of the world.
More Commercial Real-Estate Financing Options:
- Stated Income Commercial Real-Estate Loans
- Hotel Financing
- Investment Real-Estate Financing
- Owner Occupied Property Lending
- Multi-Family Property Lending
- Industrial Real-Estate Financing
- Retail Real-Estate Financing
- All About Commercial Real-Estate Financing & Commercial Mortgages
Call Us Today Toll Free: 888-321-4440 or Simply Contact Us For More Details Below …